Featured Article

Webinar Recording: Fair vs Unfair Discrimination in Underwriting

Tue, 06/25/2019
Here is the recording and powerpoint file of Hank's webinar on Fair vs Unfair Underwriting presented on June 18, 2019.

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Life
life insurance
Underwriting
big data
automated underwriting
regulatory

News

The Post-COVID Era for Insurers

Wed, 08/25/2021

The last 17 months has certainly brought on a lot of change, some planned and some not planned. Below are some of the major topics that our U.S. life and health clients have been focused on recently – and question how best to move forward.
 

Link
The Post-COVID Era for Insurers
Life
Health
Underwriting
COVID-19

Discover New Innovations In The Life Insurance Underwriting Process

Wed, 08/25/2021

It seems in 2021 that every couple of months I learn about a software solution, new process, or new service that innovates, enhances, and accelerates life insurance underwriting. 
 

Link
Discover New Innovations In The Life Insurance Underwriting Process
Life
Underwriting
trends
technology

How Actuaries and Underwriters Can Partner to Facilitate Innovation

Wed, 08/25/2021

As part of an ongoing series in On the Risk, RGA's Taylor Pickett, an actuary, and Catie Muccigrosso, an underwriter, examine the relationship between their professions and underscore the crucial role underwriters play in the development and implementation of predictive tools and accurate pricing.
 

Link
How Actuaries and Underwriters Can Partner to Facilitate Innovation
Life
Underwriting
Actuarial
product development

Impaired Risk Review: The Law of Large Numbers

Wed, 08/25/2021

Simply stated, the law of large numbers in probability and statistics states that as a sample size grows, its mean gets closer to the average of the entire population.
 

Link
Impaired Risk Review: The Law of Large Numbers
Life
Underwriting
impaired risk
big data

The Vices of Vaping

Wed, 08/25/2021

Smokeless tobacco has been evolving over the past 55 years and now, with various forms of e-cigarettes and additives available, this once ‘safer’ recreational activity is showing implications on brain, lung, and cardiovascular function. 
 

Link
The Vices of Vaping
Life
Insurance Medicine
Underwriting
vaping

New Medication for Alzheimer's Disease: What you need to know about Aducanumab

Wed, 08/25/2021

Aducanumab (Aduhelm), a new drug designed to treat Alzheimer's disease was approved by the FDA on June 7, 2021. RGA's Dr. Dave Rengachary discusses what this means for insurance, as well as the controversies around it.
 

Link
New Medication for Alzheimer's Disease: What you need to know about Aducanumab
Life
Insurance Medicine
Alzheimer disease
underwriting rx

registration

The Need for Speed in Underwriting

Wed, 08/25/2021

Driven by the need to slow or stop the spread of COVID-19, accelerated underwriting may save lives while increasing sales of life insurance.
 

Link
The Need for Speed in Underwriting
Life
automated underwriting
trends

COVID-19 Pandemic Accelerates Convergence in Insurance Distribution

Wed, 08/25/2021

How will the COVID-19 pandemic impact life and health insurance distribution and sales in the long term? Peter Rodes and Eva Goldstein of RGAX, the transformation engine of RGA, discuss the key drivers of insurance's accelerated convergence.
 

Link
COVID-19 Pandemic Accelerates Convergence in Insurance Distribution
Life
Health
COVID-19
distribution

The Thick & Thin of Melanoma

Wed, 08/25/2021

Monty Forman, ALHC, FALU, FLMI Director of Underwriting Research, hosts the underwriting webinar: The Thick and Thin of Melanoma. Dr. Anuj Gupta, Senior UW Research Consultant, shares his insight and the following points:

  • Importance in Underwriting and the clinical picture
  • Staging, Treatment, and Follow Up
  • Long-term outcomes and case studies
Link
The Thick & Thin of Melanoma
Life
Underwriting
melanoma
sponsored by:

RGA

SCOR

Milliman

hannover-re

canadalife

 

PartnerRe

 

Articles

Red Flags in Opioid Use Underwriting (Slides)

Wed, 04/24/2019

Hank's second of two lectures on opioid underwriting.

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Life
life insurance
Underwriting
opioid abuse

Underwriting Opioid Use and Abuse (Slides)

Tue, 01/08/2019

Hank's first of two lectures on opioid underwriting.

 

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Life
life insurance
Underwriting
opioid abuse

Melanoma Underwriting

Fri, 05/18/2018

Slides from Hank's lecture on state-of-the-art melanoma underwriting at the 2018 AHOU conference.

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Life
life insurance
Underwriting
melanoma

The “Invasive” Hoax

Sun, 04/01/2018

Have you noticed that the word invasive is being bandied about more and more often in underwriting-related articles and commentaries published online and in various industry publications? This is mainly being done by those advocating radical changes in underwriting practices.

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Underwriting
Life
life insurance
accelerated underwriting

Low ALT: RED FLAG in Elderly Applicants

Thu, 03/15/2018

The purpose of this paper is to discuss the insurability implications of low normal/ below normal ALT in the elderly… in the hope that insurers will consider adding appropriate guidelines for this finding at older ages.

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Life
life insurance
Underwriting
ALT
X