Featured Article

Webinar Recording: Fair vs Unfair Discrimination in Underwriting

Tue, 06/25/2019
Here is the recording and powerpoint file of Hank's webinar on Fair vs Unfair Underwriting presented on June 18, 2019.

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Life
life insurance
Underwriting
big data
automated underwriting
regulatory

News

Risk Selection in a Fluidless Environment

Wed, 12/16/2020

With the COVID-19 pandemic, the need for accelerated underwriting (AUW) in a fluidless environment has become urgent. The webinar on “Risk Selection in a Fluidless Environment” explores how we can understand if and when fluid testing is useful or needed in the underwriting process.
 

Link
Risk Selection in a Fluidless Environment
Life
accelerated underwriting
technology

How Insurers Will Use AI to Provide Cover

Wed, 12/16/2020

How insurers use big data and artificial intelligence to support their claims and underwriting strategies is likely to accelerate as a result of the Covid-19 pandemic.
 

Link
How Insurers Will Use AI to Provide Cover
Life
Underwriting
artificial intelligence
big data

ExamOne LabPiQture: An In-Depth Exploration of Clinical Lab Histories

Wed, 12/16/2020

Munich Re Life US reviewed the LabPiQture™ product from the ExamOne HealthPiQture™ suite as part of a collaborative effort to better understand the value of various medical data sources and tools.
 

Link
ExamOne LabPiQture: An In-Depth Exploration of Clinical Lab Histories
Life
Underwriting
technology

Biomarkers And Alzheimer’s: Coming To Underwriting?

Wed, 12/16/2020

In clinical practice differentiating Alzheimer’s from other conditions whose treatment is far different is important.
 

Link
Biomarkers And Alzheimer’s: Coming To Underwriting?
Life
Underwriting
Alzheimer disease
biomarkers

Medicine and Machine Learning

Wed, 12/16/2020

The webinar “Medicine and Machine Learning” explores the impact of machine learning on medical practices and how that applies to risk assessment.
 

Link
Medicine and Machine Learning
Insurance Medicine
technology
machine learning
Risk Management (General)

Traveling Again? Assessing Foreign Travel Risk in a Rapidly Changing World

Tue, 12/15/2020

GA has released its 2020 Foreign Risk Study, a comprehensive assessment of the relative mortality risk of 205 countries drawing on data from 2019, prior to the outbreak of COVID-19, and based on weighted rankings across 25 indicators grouped into six broad categories.

Link
Traveling Again? Assessing Foreign Travel Risk in a Rapidly Changing World
Underwriting
foreign travel
Risk Management (General)

registration

Leveraging ExamOne HealthPiQture Scores to Stratify Mortality Risk

Tue, 12/15/2020

Munich Re Life US recently evaluated mortality risk scores from the ExamOne HealthPiQture™ suite to assess their impact in segmenting mortality as part of the life insurance underwriting process.

Link
Leveraging ExamOne HealthPiQture Scores to Stratify Mortality Risk
Life
Underwriting
technology
mortality

Genetics and Insurance in the Genetic Moratorium Era

Tue, 12/15/2020

RGA Hong Kong and the RGA Asia Pacific regional team explore recent innovations in genetic testing and provide guidance on how insurers can prepare for and adapt to changes on the horizon in the genetic moratorium era.

Link
Genetics and Insurance in the Genetic Moratorium Era
Life
Genetics
Insurance Medicine

Cigarettes - Why One-a-Day Won’t Keep the Doctor Away

Tue, 12/15/2020

Many smokers of five-a-day or fewer cigarettes, or those who have cut down while trying to stop, believe the occasional cigarette causes them little or no harm

Link
Cigarettes - Why One-a-Day Won’t Keep the Doctor Away
smoking
tobacco
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SCOR

Milliman

hannover-re

canadalife

 

PartnerRe

 

Articles

Red Flags in Opioid Use Underwriting (Slides)

Wed, 04/24/2019

Hank's second of two lectures on opioid underwriting.

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Life
life insurance
Underwriting
opioid abuse

Underwriting Opioid Use and Abuse (Slides)

Tue, 01/08/2019

Hank's first of two lectures on opioid underwriting.

 

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Life
life insurance
Underwriting
opioid abuse

Melanoma Underwriting

Fri, 05/18/2018

Slides from Hank's lecture on state-of-the-art melanoma underwriting at the 2018 AHOU conference.

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Life
life insurance
Underwriting
melanoma

The “Invasive” Hoax

Sun, 04/01/2018

Have you noticed that the word invasive is being bandied about more and more often in underwriting-related articles and commentaries published online and in various industry publications? This is mainly being done by those advocating radical changes in underwriting practices.

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Underwriting
Life
life insurance
accelerated underwriting

Low ALT: RED FLAG in Elderly Applicants

Thu, 03/15/2018

The purpose of this paper is to discuss the insurability implications of low normal/ below normal ALT in the elderly… in the hope that insurers will consider adding appropriate guidelines for this finding at older ages.

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Life
life insurance
Underwriting
ALT
X