How Can Underwriters Effectively Use Alternative Data Sources to Streamline Risk Analysis?
As insurers shift to incorporate new and alternative data sources, underwriters are taking on more specialized skills. In On the Risk, RGA data strategist Jordan Durlester and underwriter Jacqueline Waas join forces to discuss the value of collaboration in more effectively applying new evidence sources to underwrite new business.
Global Cancer Trends – A Fast-changing Risk Landscape
In this, the first of a 4-part series of insurance-focused articles on cancer, Dr. Achim Regenauer, Chief Medical Officer, focuses on how these advances translate into high-level trends, and why they are so important to Life & Health insurance – all in a concise bulleted format, so there’s no need to wade through complex medical descriptions or interpret sensationalized headlines.
Electronic Sources of Information for Life Underwriting
Underwriting is a vital function that is ripe with opportunities for innovation. Every day, new sources of insurability data are being developed and vetted. In this post, we’ll examine a few examples, providing our perspectives on how these electronic sources of data can be leveraged in the underwriting process and where they are in the adoption lifecycle.
What’s Next? - Life and Health Insurance Product Development Beyond COVID-19
The long-term impacts of the COVID-19 pandemic on product innovation and development strategies are yet to be determined, but RGA's Dan Lyons suggests that a few major changes may remain and even become more common.
What Can Behavioral Science Tell Us About Designing Attractive Wellness Programs?
To innovate, insurers must marry a deeper understanding of how consumers make decisions with sophisticated product development based on the principles of behavioral science. RGA's customer research in Asia reveals surprising insights about the most successful insurance-linked wellness programs.
Have you noticed that the word invasive is being bandied about more and more often in underwriting-related articles and commentaries published online and in various industry publications? This is mainly being done by those advocating radical changes in underwriting practices.
The purpose of this paper is to discuss the insurability implications of low normal/ below normal ALT in the elderly… in the hope that insurers will consider adding appropriate guidelines for this finding at older ages.