Underwriting Engine Banana Skins
Recent blog post from SelectX on issues that can arise during an underwriting rules implementation.
Adult Congenital Heart Disease
The definition of congenital heart disease (CHD) is the persistence of any structural abnormality of the heart or great vessels that is present at birth. Those patients with CHD who achieve adulthood are considered to have adult congenital heart disease (ACHD). This is a very heterogenous group, consisting of multiple types of lesions and various stages of repair.
Recently, blockchain has emerged as a technology that will potentially transform industries in a similar way that the Internet did a couple of decades ago. Still a nascent technology, many of its uses have not yet been discovered or explored.
The Impact of Simplified Underwriting on Life Insurance
In this episode of LIMRA Unplugged, LIMRA Research Director Alison Salka talks with Jim Scanlon, life insurance research director for LIMRA, about the impact of simplified underwriting.
Why ‘Big Data’ Will Force Insurance Companies to Think Hard About Race
The controversy surrounding the political consulting firm Cambridge Analytica’s use of personal data harvested from social media accounts without the users’ permission is among the first of what likely will be a long series of public debates about how the use of “big data” can shape our lives. And one of the most obvious battlegrounds where we should expect such fights to play out soon is in the insurance industry.
Consumers, Insurers and Genetic Information
The United Kingdom may have come up with a good, practical compromise.
The Amazonization of Life Insurance
In theory, it is the depersonalization of the consumer experience and process in search of the cheapest and easiest alternative in doing business. Life insurance is unfortunately one of those entities subject to these forces, whether by Amazon or by other methods insurers are now using to amalgamate the process.
This Life Insurer Harnessed the Power of the Selfie
Legal & General America, a top player in the U.S. term life market, has found a secret passage into U.S. consumers’ wallets: selfies.