Why Wearables are no Gimmick in the Quest for Wellness
It is well understood that increased physical activity levels are linked with a reduced risk of certain illnesses, leading to improved healthy life expectancy. Wearable devices have also been championed as a way to not only help people track physical activity, but with the right incentives, increase overall activity levels in the short term.
Organ Transplantation - Improving Life and Reducing Risk
The positive health impact means many more individuals with this complex medical history are considering life insurance. We mostly associate organ grafting with kidney, heart, lung, pancreas, liver or severe blood disease and it’s these procedures that most commonly require underwriting assessment.
Underwriting Engine Banana Skins
Recent blog post from SelectX on issues that can arise during an underwriting rules implementation.
Adult Congenital Heart Disease
The definition of congenital heart disease (CHD) is the persistence of any structural abnormality of the heart or great vessels that is present at birth. Those patients with CHD who achieve adulthood are considered to have adult congenital heart disease (ACHD). This is a very heterogenous group, consisting of multiple types of lesions and various stages of repair.
Recently, blockchain has emerged as a technology that will potentially transform industries in a similar way that the Internet did a couple of decades ago. Still a nascent technology, many of its uses have not yet been discovered or explored.
The Impact of Simplified Underwriting on Life Insurance
In this episode of LIMRA Unplugged, LIMRA Research Director Alison Salka talks with Jim Scanlon, life insurance research director for LIMRA, about the impact of simplified underwriting.
Why ‘Big Data’ Will Force Insurance Companies to Think Hard About Race
The controversy surrounding the political consulting firm Cambridge Analytica’s use of personal data harvested from social media accounts without the users’ permission is among the first of what likely will be a long series of public debates about how the use of “big data” can shape our lives. And one of the most obvious battlegrounds where we should expect such fights to play out soon is in the insurance industry.