The Amazonization of Life Insurance
In theory, it is the depersonalization of the consumer experience and process in search of the cheapest and easiest alternative in doing business. Life insurance is unfortunately one of those entities subject to these forces, whether by Amazon or by other methods insurers are now using to amalgamate the process.
This Life Insurer Harnessed the Power of the Selfie
Legal & General America, a top player in the U.S. term life market, has found a secret passage into U.S. consumers’ wallets: selfies.
What Happened to Life Application Activity in March Might Shock You
MIB Group Inc. says life insurance application activity was either pretty good in March or terrific, depending on the yardstick used.
Adopt a Correlation-based Underwriting Approach to Drive Efficiency
Why “We have always done it this way” is not an ideal approach for insurers today.
SCOR Housecalls: Chronic Granulomatous Disease
What is Chronic Granulomatous Disease, and what are the mortality implications?
5 Ways MassMutual's AI Systems Could Evolve
Sears Merritt says the company has already learned interesting things about how people age.
Medical Underwriting: Global Health Brief – Liquid Biopsy
Liquid biopsies are noninvasive tests that could potentially lead to early detection of cancer by identifying the genetic material cancerous tumors shed into the bloodstream and other bodily fluids. It is now possible to test for biomarkers such as circulating tumor cells (CTCs) and circulating tumor DNA (ctDNA). As these tests gain a foothold in clinical practice, insurance professionals must understand liquid biopsies and the implications for underwriting and product development.
The Competitive Advantage: The Death of Underwriting and Underwriters
Underwriting is not dying. It is just being automated into digital algorithms versus analog human beings.