Is Obesity a Disability?
Last year, the European Court of Justice (ECJ) ruled in a case brought by a man who claimed he was fired because he was obese. Did the ECJ ruling take obesity to another level by classifying it as a disability and not just a co-morbid or contributing factor in assessing one’s functional status?
Diabetes May Predispose to More Advanced Breast Cancer
Women with diabetes may have an increased risk of being diagnosed with advanced breast cancer, according to a new study published online March 17 in Breast Cancer Research and Treatment.
ReFlections Medical Underwriting Newsletter Vol 35
Articles in the latest edition of RGA's ReFlections Newsletter include:
- Trends in Respiratory Diseases
- Biomarkers: Can They Add Value? Part 2
- Pediatric Underwriting
- What Does the Continuity of Care Documents Hold for Underwriters?
Wearable Tech Could Provide Insurer Opportunity
The recent debut of the Apple Watch may be more than a heads-up for gadget-hungry technophiles who like the idea of wearable technology. Insurance carriers and rainmakers may be paying attention too.
MetLife Experiments With Faster Application Procedures
MetLife has introduced a program that shortens application and underwriting procedures for its Whole Life Select 10 life insurance product. This is a move designed to appeal to applicants as well as advisors looking to sell more policies.
Loneliness and Social Isolation Linked to Early Mortality
There are a number of health and lifestyle factors - obesity, smoking, air pollution - that are known to be risk factors for early mortality and receive considerable attention. New research has suggested that social connections should be added to this list, with a study finding loneliness and social isolation to be risk factors for all ages.
2015 Global Insurance Outlook
Key challenges in 2015 include rising competition, generally soft pricing conditions and tight profit margins. To effectively surmount these problems, many insurers are investing technological solutions that improve front-end sales, distribution and customer service, and enhance back-end operational efficiency and expense management.
Thyroid Cancer and Critical Illness – Incidentally Speaking
The thyroid is a physically insignificant endocrine gland located in the neck anterior to the trachea. Cancer of the thyroid has historically been uncommon, yet incidence rates have been increasing dramatically worldwide over the past 20 years. A corresponding increase in thyroid cancer claims has also been observed in Critical Illness (CI) insurance over the past decade.