Concerns Rise Over MERS
By June 11, 2015, nine deaths were attributed to Middle East Respiratory Syndrome (MERS) in South Korea, where 130 cases had been confirmed. It is the largest outbreak of the viral disease recorded outside the Arabian Peninsula so far.
The New Face Of Life Settlements
At first blush, there was little to celebrate over the latest data on life settlement transactions.
MIB Life Index Reports U.S. Life Insurance Activity up +2.7% in May
U.S. application activity for individually underwritten life insurance was up +2.7% in May, year-over-year, all ages combined according to the MIB Life Index.
Preferred Risk Criteria and Values: Can We Move from Good to Better?
With decades of underwriting experience to research, the author reviews some of the criteria commonly used to try to answer the question: “We have done well in the past, but could the industry use its criteria to make risk selection more effective?”
Why Life Insurers are Divided on Marijuana Use
Despite a growing push for legalization at both the state and federal levels, the nation remains divided on marijuana use. The mixed opinions are reflected in how insurers classify pot.
Insurers Get the Measure of Wearable Tech
Ever considered wearing clothing that monitors your heart rate and helps reduce stress? It’s not so far-fetched - something similar is already patented. Along with telematics, “wearables” like this belong to the fast-expanding group of Internet-connected tools known collectively as Usage Based Devices (USB).
Impaired Risk Review: The Appeal
It certainly isn’t an uncommon occurrence. An offer on a submitted case comes back worse than you were expecting. Or worse than you hoped. Or, heaven forbid, as a decline. While you know not every case comes back with a positive outcome, you’ve reviewed the particulars and feel a better offer could still be placed. What’s your next option?
Five Underwriting Trends That Boost Performance
Forward-looking insurers are refreshing their underwriting and pricing operations to increase profitability and generate business value. Learn more to follow their lead.
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