Impaired Risk Review: The Heartbreak of Psoriasis
If you can remember the original commercial for this, touting a product called Tegrin (1963), you are an experienced producer. The term though has long outlived the television spot, and in fact many newer commercials for immunosuppressant agents now populate the airways. All for psoriasis, a roughened, reddened area of the skin caused by an increase in the proliferation of epidermal cells.
Older Age Underwriting Practices Survey (SOA)
The Older Age Underwriting Practices Survey Subcommittee of the Society’s Committee on Life Insurance Mortality and Underwriting Surveys has completed its report on the results of a survey designed to elicit feedback regarding underwriting guidelines, requirements, assumptions and practices utilized in the assessment of older age applicants. This survey was sent to US and Canadian direct life insurance companies.
Wearables in Life Insurance – Game Changer or Passing Fad?
Some life insurers now use data from fitness trackers to lower premiums. But does a policyholder’s number of steps really improve his or her mortality? Despite the link between a sedentary life and the risk of heart disease or cancer being well known, there is no consensus on how many daily steps reduce this risk.
How AI will Power the Future of Life Insurance
“Alexa, can you reorder toothpaste, get bottled water, and purchase a 20-year, $500,000 term life insurance policy?”
OK, we’re not there yet, but there has been a significant evolution in the application of artificial intelligence (AI) and machine learning within the life insurance industry.
Underwriting and Real Time Biofeedback (Slides)
Presentation by Jordi Posthumus on “The Rise of Mobile Computing and Its Impact on Life Underwriting” delivered at the 47th annual M.U.D. Group Conference.
Cognitive Capture Reducing Risk in Life Underwriting
Recent advances in cognitive technology make life insurance underwriters more effective at assessing policy applications. This technology allows life carriers to extract key data from documents, process it into relevant information, and present it back to Underwriters – all within the context of their normal application review process.
LifeTrends: E-Cigarettes – The Big Picture
E-Cigarette use is on the up, with large tobacco companies now major players in this market. Should we be worried?
Predictive Analytics Global Survey Results - Still Room to Grow for Life & Health Insurers
How big is “big data” for life and health insurers? What are insurers worldwide focused on when it comes to predictive analytics? How are they adopting it and what are their expectations for the future? We set out to find answers to these questions through our global predictive analytics survey just released to participants this month.