Report on Life and Annuity Living Benefit Riders: Considerations for Insurers and Reinsurers
The Reinsurance Section, Product Development Section and the Committee on Life Insurance Research announce the release of a new report that investigates life and annuity living benefit riders and their implications from both a direct writer and a reinsurer perspective
Risk Insights Vol 19 No 2 (Gen Re)
- Appealing to Millennials - Think Smart, Not Hard
- Get Insured? Generation Y Asks "Why?"
- Appetite for Life Insurance - A Survey of UK Millennials
Emerging Topic: Predictive Analytics (SOA)
Big data is an often talked about topic, which is also referred to as predictive analytics. Actuaries have a unique skillset to understand and harness the complexities of data and the insights that can be gained from predictive models.
Concerns Rise Over MERS
By June 11, 2015, nine deaths were attributed to Middle East Respiratory Syndrome (MERS) in South Korea, where 130 cases had been confirmed. It is the largest outbreak of the viral disease recorded outside the Arabian Peninsula so far.
The New Face Of Life Settlements
At first blush, there was little to celebrate over the latest data on life settlement transactions.
MIB Life Index Reports U.S. Life Insurance Activity up +2.7% in May
U.S. application activity for individually underwritten life insurance was up +2.7% in May, year-over-year, all ages combined according to the MIB Life Index.
Preferred Risk Criteria and Values: Can We Move from Good to Better?
With decades of underwriting experience to research, the author reviews some of the criteria commonly used to try to answer the question: “We have done well in the past, but could the industry use its criteria to make risk selection more effective?”
Why Life Insurers are Divided on Marijuana Use
Despite a growing push for legalization at both the state and federal levels, the nation remains divided on marijuana use. The mixed opinions are reflected in how insurers classify pot.