Recreational scuba diving is a popular sport. With millions of people diving around the world, it has become a common disclosure on life insurance applications. However, diving presents a challenge for risk assessment because diving activities can be quite diverse and some put participants at significant risk of harm.
Recreational diving is a very popular sport and it is frequently disclosed by people applying for Life and Disability insurance. As scuba diving is very diverse in its practice and may harbor a variety of risk factors, it can be a very challenging risk for insurance underwriters to assess.