underwriting rx

Milliman Risk Score 2.0 – Stratifying Mortality Risk Using Prescription Drug Information

Munich Re assessed the Milliman Rx Risk Score, a predictive modeling tool developed and owned by Milliman that assesses mortality risk using an individual’s prescription drug information. Insurers considering prescription- drug-based scores should begin with a retrospective validation study on their own experience data.

Link

Milliman Risk Score 2.0 – Stratifying Mortality Risk Using Prescription Drug In…

Life

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underwriting rx

mortality risk

prescription history

Milliman IntelliScript Underwriting with Rx Based Models (Slides)

Slides from this presentation, given at the 2018 ACSW Spring Meeting, have been posted at the Actuaries’ Club of the Southwest website.

Link

Milliman IntelliScript Underwriting with Rx Based Models

Presentations from the 2018 WAHLU Spring Seminar

Slides from the 2018 Wisconsin Association of Health and Life Underwriters have been posted at the WAHLU website.

Presentations include:

Drugs: Startling trends, testing & tales
Underwriting Asthma & COPD Using Rx
Underwriting Alcohol-Related Risk

Link

http://wahlu.org/presentations/

For New Antipsychotic Users, Dose, Duration Impact Mortality

Dose and duration of therapy are associated with mortality for new antipsychotic users, according to a study published online May 10 in the Journal of the American Geriatrics Society.

http://www.physiciansbriefing.com/Article.asp?AID=710996

The Underwriting Implications of Rx Nonadherence

Tue, 10/08/2013

The risk implications of failure to take medication as prescribed are not widely-appreciated by underwriters. To address this issue, Hank wrote a comprehensive paper on insurability issues related to nonadherence. This unique research paper was funded by Milliman Intelliscript.

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The Crown Jewel of Teleunderwriting = Rx

Sun, 07/01/2007

“Tell me what he’s taking…and I’ll tell you what he’s got!”

I spontaneously uttered this phrase in front of a room packed with Northwestern Mutual life insurance agents on my first ever “agency visit” (the term we used in those days for when underwriters went out to talk and to listen with our sales personnel).

This was indeed spontaneous because I was looking into all these eager sets of eyes and trying to come up with something “profound.”

Perhaps I did, although I didn’t fully appreciate it at the time.