Travel Risks & Life Underwriting
Conditions within a country can change rapidly at any given time. When assessing and classifying an applicant’s travel related risk, it is important for underwriters to review the relevant U.S. Department of State Travel Advisory information in its entirety.
Understanding the Genetics of Cancer
Complicated pathology reports can contain significant amounts of genetic information. It has become vital for insurance company medical directors, underwriters, and claims professionals to understand "driver mutations" present in, or absent from, a tumor's genome, well as targeted therapies and their mechanisms. This article will examine how genetics contributes to cancer development, treatment, and prognosis.
Hepatitis B Update
Although the hepatitis B vaccine (HBV) has been administered routinely at birth in the United States since 1991, the infection remains a global health hazard. Hepatitis B is frequently asymptomatic, so many acutely and chronically infected patients may be unaware of their condition. This article updates readers on advances in the understanding, treatment, and prognoses for this condition, as well as the underwriting and claims implications for life and health insurers.
Early Wins for OnePath's AI Insurance Underwriting Project
ANZ bank's insurance arm OnePath Life Insurance today revealed some early wins for its project with researchers at the University of Technology Sydney (UTS) which uses machine learning models and advanced analytics to improve the insurance underwriting process.
Listeriosis – One of the Notifiable Diseases
While high levels of public awareness have been generated, understanding the mortality threat from infection by this organism will assist underwriters in identifying lives that are more at risk.
The Evolution of the Definition of Myocardial Infarction
Medical advances have led to an evolving definition of myocardial infarction. Once considered inevitably fatal, the condition is now survivable, and improvements in diagnosis have implications for pricing, underwriting, and claims models. This article traces the history of infarction, documents the current standardized position, and examines evolving technologies and medical opinion.
Smokeless Fuels the Tobacco Debate
Despite its dwindling popularity in many countries, smoking remains the leading preventable cause of illness and premature death in the world.
Chronic Kidney Disease: Improving Outcomes, Decreasing Costs
A high-touch approach to CKD can provide a significant reduction in claims costs and, more importantly, improve medical outcomes and provide a better quality of life for the people insurers serve.
Presentations from the 2018 WAHLU Spring Seminar
Slides from the 2018 Wisconsin Association of Health and Life Underwriters have been posted at the WAHLU website.
- Drugs: Startling trends, testing & tales
- Underwriting Asthma & COPD Using Rx
- Underwriting Alcohol-Related Risk