As insurers shift to incorporate new and alternative data sources, underwriters are taking on more specialized skills. In On the Risk, RGA data strategist Jordan Durlester and underwriter Jacqueline Waas join forces to discuss the value of collaboration in more effectively applying new evidence sources to underwrite new business.
For the first time in many of our lifetimes, life expectancy in the United States has declined. Not only did it just not go up as much as we expected—it actually declined.
Underwriting is a vital function that is ripe with opportunities for innovation. Every day, new sources of insurability data are being developed and vetted. In this post, we’ll examine a few examples, providing our perspectives on how these electronic sources of data can be leveraged in the underwriting process and where they are in the adoption lifecycle.
In this edition of ReCent Medical News, Dr. Cliff Titcomb explains asthma characteristics and possible challenges for medical underwriters.
The last 17 months has certainly brought on a lot of change, some planned and some not planned. Below are some of the major topics that our U.S. life and health clients have been focused on recently – and question how best to move forward.
It seems in 2021 that every couple of months I learn about a software solution, new process, or new service that innovates, enhances, and accelerates life insurance underwriting.
As part of an ongoing series in On the Risk, RGA's Taylor Pickett, an actuary, and Catie Muccigrosso, an underwriter, examine the relationship between their professions and underscore the crucial role underwriters play in the development and implementation of predictive tools and accurate pricing.
Simply stated, the law of large numbers in probability and statistics states that as a sample size grows, its mean gets closer to the average of the entire population.
Smokeless tobacco has been evolving over the past 55 years and now, with various forms of e-cigarettes and additives available, this once ‘safer’ recreational activity is showing implications on brain, lung, and cardiovascular function.
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