Classification Model Performance (Gen Re Risk Insights)
Insurers are increasingly developing prediction models to use in their insurance processes. Often these models are using traditional techniques, but more and more we see machine learning techniques being applied.
Managing Risk and Assessing Opportunities: Modernizing Your Application Process
The time is right to "future-proof" underwriting processes. Let’s consider six key facts.
Heart Valve Diseases: How to Assess Risk & Manage Claims
In a new inFORM publication, SCOR Life division experts Dephine Labojka and Dr. James Kadouch discuss the most common heart valve diseases, their etiology, and the efficiency of surgery.
Thyroid Blood Testing: Which One Is Best For Which Condition?
Thyroid testing has become more sophisticated and much easier to interpret as the state of the art has progressed. Whereas much of the old testing required a reference test in addition in order to correct for different individual body protein status, newer testing is much more sensitive and spot-on as a single reported value. Each condition has one or two tests that make the best diagnosis as a primary test and tell the best story for diagnosis and treatment.
The Internet of Things: Key Considerations for Life Insurers
Smart homes, telematics devices, autonomous cars – it is clear the “Internet of Things” (IoT) is having a big impact on the property casualty insurance industry. But what are the implications for life insurers? A tour of technological advances and changing customer expectations.
Improving the New Business Process Survey Report
The Improving the New Business Process Survey Subcommittee of the Society's Committee on Life Insurance Mortality & Underwriting Surveys has completed their report on the results of a survey to examine the various changes life insurance companies have recently made, or are thinking of making, to improve the new business process.
Stroke in Younger Adults - Have Improvements Reached Their Limit?
Age remains the most consistent risk factor for ischaemic stroke. Surprisingly then an estimated 10% of diagnoses are now seen in people below the age of 50.
Underwriting and Claims: Thinking about Critical Thinking
Critical thinking may be the most essential, if underappreciated, facet of any underwriting process. RGA's Mark Dion shares highlights from an Academy of Life Underwriting webcast on this topic, which he shared at RGA's Underwriting University.
Genetic Testing – What Does the Crystal Ball Really Reveal?
Knowing the basics of genetic testing and its underlying science is the first step in understanding genetic testing’s potential impact on insurance. Genetic testing is best defined as the analysis of DNA, RNA, chromosomes, proteins and metabolites in relation to heritable risks, traits, and conditions.