Underwriting

Prevalence, current therapies and prevention are the key themes for insurers that are reviewing their approach to applications with a history of viral hepatitis.

Psoriasis is a common inflammatory skin condition that is characterized by bright red plaques, generally looking like silver scales, and most often present on elbows, knees and scalp.

An increase in opioid misuse has contributed to a rise in overdose mortality, gaining the attention of the media, Hollywood, and legislators.
 

Two significant and parallel change factors – innovative new medicines and advances in digital technologies – are shifting diabetes management into a new and more positive era, significantly improving the prognosis and quality of life for diabetics, and paving the way for new Life underwriting and product opportunities.

SelectX has been reviewing mental illness risks as part of maintaining and updating its RiskApps on-line underwriting manual. Some headline findings after scrutiny of nearly 50 journal articles are...
 

RGA's Colin DeForge and Danielle Storts provide key tips for underwriters to recognize the red flags that signal fraud. As the first line of defense, underwriters serve a crucial role in the identification and prevention of fraud. This article offers important insights, as well as an industry-wide call to action to tear down silos and improve communication to prevent fraud.

Evolution not revolution

So how can we underwrite these cases better? How can we reach fair decisions quickly and efficiently?

Celiac disease is a dietary disorder caused by an immunologic response to gluten, which is a storage protein found in many grains.

The race to develop accelerated products has driven life insurers to cautiously embrace the next generation of data.