E-cigarette use has become a hot topic in our profession as we grapple with how to underwrite users.
Are there any major health issues linked to e-cigarette (e-cig) use?Will e-cigarette users test positive for cotinine? How should we underwrite e-cigarette use?
This paper will look at what is currently known regarding the epidemiology, toxicology and implications of e-cigarette use.
It will also report on a June 2014 survey of chief life underwriters and offer thoughts on how to deal with e-cigarette use that this time.