The Big Picture
State Regulators Eye Life Accelerated Underwriting Programs
An arm of the National Association of Insurance Commissioners is starting to talk about use of accelerated underwriting in the U.S. life insurance sales process.
New Report Finds Health Wearable Devices Pose New Consumer and Privacy Risks
Personal health wearable devices used to monitor heart rates, sleep patterns, calories, and even stress levels raise new privacy and security risks, according to a report released today by researchers at American University and the Center for Digital Democracy.
Glass Half Full: Seismic Shifts in the Life Insurance Industry
It is not coincidental that LIMRA recently released a study indicating that 30 percent of U.S. households lack life insurance coverage at the same time that MetLife announced its decision to spin off its sputtering life insurance business.
Transformation Themes in Life Insurance (Video)
Which leading industry disruptors should life and annuity carriers be considering?
http://players.brightcove.net/1066292269001/B13FfwFI_default/index.html?... (video from ey.com)
Disruptive Innovation – Coming to Life Insurance Near You
The New York Times was struggling online. While the quality of its journalism was not in doubt, the company’s digital business was shrinking, as measured by subscription numbers and advertising revenues. A “new ideas task force” was formed to address the challenges the news organization faced; fortunately, for us at least, their conclusions were leaked online in 2014.
The Changing Industry: Life Insurance Conference Report
At the 2016 Life Insurance Conference, industry leaders discussed important issues and strategies that will shape the future of the industry.
Eight Startups Aiming to Transform the Life Insurance Business
This is part two of research by guest author Amy Radin on the Life Insurance business. In Part 1 last week, Amy outlined the fundamental business issues behind the decline in Life Insurance and the white space opportunities this opens up for entrepreneurs. In today’s research note, Amy looks at 8 startups aiming at the white spaces.
2016 Sensor Data Survey: Disrupt or be Disrupted
Insurers who move quickly to leverage new data sources, such as wearable tech and sensors, gain enormous potential to disrupt their competition.
How to Reach Millions with Life Insurance
There are now 3 million patients at 7,000 retail healthcare clinics in the U.S. -- and all could become centers for selling life insurance.
Protecting Bradley: Making Life Insurance More Relevant to Millennials
Demand for mortality protection is closely tied to life cycle. At the early stages of adult life, the need for income protection rises as people finish their education, start a job, get married, buy a house and have children. In a few coming years, the millennials—those born between 1981 and the late 1990s—will be the segment with the largest need for mortality protection.
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