life insurance

Slides from the 2018 Wisconsin Association of Health and Life Underwriters have been posted at the WAHLU website.

Presentations include:

• Drugs: Startling trends, testing & tales
• Underwriting Asthma & COPD Using Rx
• Underwriting Alcohol-Related Risk

Is it true, as stories suggest, you can die of a broken heart?  Likewise, can you have suffered a broken heart and get a standard life insurance policy?  The answer to both questions is yes.  The entity is known as Takotsubo cardiomyopathy, or as stress cardiomyopathy, and is very real.  

The positive health impact means many more individuals with this complex medical history are considering life insurance. We mostly associate organ grafting with kidney, heart, lung, pancreas, liver or severe blood disease and it’s these procedures that most commonly require underwriting assessment.

Recent blog post from SelectX on issues that can arise during an underwriting rules implementation.

In this episode of LIMRA Unplugged, LIMRA Research Director Alison Salka talks with Jim Scanlon, life insurance research director for LIMRA, about the impact of simplified underwriting.

The United Kingdom may have come up with a good, practical compromise.

In theory, it is the depersonalization of the consumer experience and process in search of the cheapest and easiest alternative in doing business.  Life insurance is unfortunately one of those entities subject to these forces, whether by Amazon or by other methods insurers are now using to amalgamate the process.

Legal & General America, a top player in the U.S. term life market, has found a secret passage into U.S. consumers’ wallets: selfies.

MIB Group Inc. says life insurance application activity was either pretty good in March or terrific, depending on the yardstick used.