RGA's Catie Muccigrosso explains why, as accelerated underwriting evolves, insurers will benefit by adjusting their underwriting manuals' traditional full underwriting guidelines to ensure appropriate use.
 

A coalition of insurance industry and healthcare leaders have formed a non-profit organization to help global insurers screen, test, and triage members to combat the baffling rise in excess mortality.
 

With the advent of new screening programs for high risk adults with a previous smoking history, more than a million new cases of pulmonary nodules are found, with approximately a five percent malignancy rate. It is no wonder underwriters and physicians take these findings seriously, and a thorough work-up is done to be sure any nodule encountered has a benign outcome.