Suppose insurers could throw away their old playbook and envision the future of insurance, unencumbered by exhausted methods, slow-moving platforms, and legacy constraints. What new possibilities would come to light?
Assessing Risk for Alzheimer’s Disease and Dementia
This article is the introduction part of the footprint analysis series, focusing on the medical discussion on Alzheimer’s and dementia. It covers basic information about the diseases, progress in risk detention, risk reduction and prevention, and advances in treatment. It also discusses how the progress and emission of Alzheimer’s and dementia may affect the life insurance, critical illness, and long-term care businesses.
Colon Cancer: A Growing Risk for Young and Middle-Aged Adults
RGA's Colin M. DeForge, Dr. Valerie Kaufman, and Lauren Garfield, Ph.D. review the background, epidemiology, etiology, and prognosis of colorectal cancer (CRC), a cancer common in terms of incidence and mortality.
Sleep Apnea Mortality Risk Higher for Younger Women
What factors influence sleep apnea mortality? Who is at a higher risk of dying? RGA’s expert network of data scientists, actuaries, medical directors, and underwriters worked in collaboration to answer this question through a predictive model.
Traumatic Spinal Cord Injuries: The Underwriting Significance
In On the Risk, RGA's Dr. Maryam Shapland highlight a case of traumatic spinal cord injury (TSCI) and discuss the epidemiology, pathophysiology, sequelae, and prognosis of TSCI, as well as how to properly assess these risks while underwriting a file.
Have you noticed that the word invasive is being bandied about more and more often in underwriting-related articles and commentaries published online and in various industry publications? This is mainly being done by those advocating radical changes in underwriting practices.
The purpose of this paper is to discuss the insurability implications of low normal/ below normal ALT in the elderly… in the hope that insurers will consider adding appropriate guidelines for this finding at older ages.