In their most recent white paper, RGA experts Guizhou Hu, Mark Ma, and Taylor Pickett use Milliman risk scores as examples to introduce two risk score accuracy concepts that have been widely documented and applied in statistical literature.
Data scientists from LexisNexis Risk Solutions examined mortality trends before and after the pandemic, especially as those trends pertained to underserved populations. The findings were presented during the Society for Insurance Research’s Annual Conference this week in Cincinnati.
What factors influence sleep apnea mortality? Who is at a higher risk of dying? RGA’s expert network of data scientists, actuaries, medical directors, and underwriters worked in collaboration to answer this question through a predictive model.
Individuals who have only low-severity medications in their prescription histories may not necessarily be those with the least mortality risk.
Munich Re Life US evaluated LexisNexis Risk Classifier with Medical Data, a predictive modeling tool developed and owned by LexisNexis® Risk Solutions in collaboration with ExamOne. It assesses mortality risk by combining an individual’s behavioral and credit attributes and medical data, including prescription history, clinical laboratory results, and medical claims.
Understanding the effects of physical activity on mortality and morbidity risk
Munich Re analyzed the effectiveness of daily sleep duration in stratifying the mortality risk profile of a U.S. insured population simulated from National Center for Health Statistics survey data.
An increase in opioid misuse has contributed to a rise in overdose mortality, gaining the attention of the media, Hollywood, and legislators.
Is the recent slowdown of mortality improvement observed amongst the U.S. population also happening in the individual life insurance population, and what are the implications for the future?
When one looks at a curve of the mortality rates by age in developed countries, we notice a very regular pattern. Especially the middle-age groups - age 30 to 70+, for example - seem to have close to an exponential curve in mortality rates.