This second article in SCOR’s Extreme Sports series will focus on risks associated with athletic cycling, both amateur and professional, in order to provide underwriters with a deeper understanding of how cycling risks should be considered during the insurance application process.
This first article in SCOR’s Extreme Sports series will take readers on a deep dive into the world of scuba, examining the training and safety standards required to dive, the risk of injury while diving, risks associated with preexisting conditions, and other important considerations underwriters should have in mind when considering a diver’s application.
The risks associated with the practice of mixed martial arts (MMA) should always be assessed with a high level of attention. The practice of this sport, however, does not yet say everything about the risk potential.
Recreational scuba diving is a popular sport. With millions of people diving around the world, it has become a common disclosure on life insurance applications. However, diving presents a challenge for risk assessment because diving activities can be quite diverse and some put participants at significant risk of harm.
Recreational diving is a very popular sport and it is frequently disclosed by people applying for Life and Disability insurance. As scuba diving is very diverse in its practice and may harbor a variety of risk factors, it can be a very challenging risk for insurance underwriters to assess.
The good news is that enhanced technologies of “glass cockpits” have vastly improved the efficiencies and safety record of professional pilots in commercial aviation over the last 10 years.