Underwriting

The trends and issues that will influence the development of the underwriting manual of the future

The global pandemic’s toll on cancer diagnoses and what it may mean for the future of US life expectancy

The symptom of fatigue is one of the top five most frequently presented health complaints in primary care. Find out what underwriters should consider in the context of risk assessments for life insurance.

How a better understanding of behavioral economics (BE) can improve the quality of structured data and bring new insights to the underwriting process in China.

How diets can affect health over time, especially for people with known pre-existing conditions, and to what extent diet might be considered during underwriting.
 

Insurers facing outdated technology, legacy processes, and the industry-wide retirement of experienced underwriters are taking a thorough look at how underwriting works within their businesses. RGA's Dave Rengachary offers a new vision for how RGA can help insurers thrive in the new underwriting ecosystem.

For the United States as a whole, and life insurers in particular, 2021 was a year marked by higher mortality as the COVID-19 pandemic entered a third year. The Centers for Disease Control and Prevention reported deaths up across many categories, higher even than 2020.
 

Mortality and morbidity trends among hospitalized COVID-19 survivors can shed vital light into the insurance implications of the pandemic.