Underwriting

The symptom of fatigue is one of the top five most frequently presented health complaints in primary care. Find out what underwriters should consider in the context of risk assessments for life insurance.

How a better understanding of behavioral economics (BE) can improve the quality of structured data and bring new insights to the underwriting process in China.

How diets can affect health over time, especially for people with known pre-existing conditions, and to what extent diet might be considered during underwriting.
 

Insurers facing outdated technology, legacy processes, and the industry-wide retirement of experienced underwriters are taking a thorough look at how underwriting works within their businesses. RGA's Dave Rengachary offers a new vision for how RGA can help insurers thrive in the new underwriting ecosystem.

For the United States as a whole, and life insurers in particular, 2021 was a year marked by higher mortality as the COVID-19 pandemic entered a third year. The Centers for Disease Control and Prevention reported deaths up across many categories, higher even than 2020.
 

Mortality and morbidity trends among hospitalized COVID-19 survivors can shed vital light into the insurance implications of the pandemic. 
 

Incorporating Electronic Health Records provides an opportunity for life insurers to modernize underwriting systems and improve underwriting product offerings, turnaround times, and the customer experience.
 

There is a surge of services, innovative solutions, streamlined processes and automated underwriting for life insurance utilizing Electronic Health Records (EHR). 
 

No one would argue that the current pandemic caused by the SARS‑CoV‑2 virus has had a devastating impact on the world. 
 

There was an expectation by life insurers that COVID-19 deaths would decline as vaccination rates increased throughout 2021. That has not happened.