cholesterol

Identifying and Managing High Cholesterol Reduces the Risk of Heart Disease and Stroke

Incorporating a health exam into the life insurance application process helps insurers identify unknown or undiagnosed conditions in applicants. And the best tool for measuring cholesterol is a blood test with a lipoprotein profile.

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Identifying and Managing High Cholesterol Reduces the Risk of Heart Disease and…

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Challenging Myths and Rethinking Priorities in Older Age Underwriting: An Essay

Wed, 09/23/2009

To determine insurability of applicants age 65 and over on the same basis as we do at younger ages all but guarantees a botched job. This is because factors that we know contribute to premature death in young and middle-aged adults differ dramatically from those linked to excess geriatric mortality. These examples give clear evidence of this too-often-overlooked reality.